Renters Insurance

Your landlord’s policy doesn’t cover your stuff. We do.

Renters insurance protects your belongings and your liability — often for just a few dollars a month, and even less when you bundle it with auto.

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Big protection for a small price

Everything you own adds up. Renters coverage replaces it if the worst happens.

Your belongings

  • Furniture, electronics & clothing
  • Theft, fire & water damage
  • Replacement-cost options
  • Coverage even away from home

Liability & living

  • Personal liability protection
  • Medical payments to guests
  • Loss of use / temporary housing
  • Pet-related liability options

Ways to save

  • Bundle renters + auto
  • Security & smoke-alarm credits
  • Paperless & pay-in-full
  • Low monthly premiums

Renters coverage across San Antonio

Renting in San Antonio — downtown, the Medical Center, near UTSA, or anywhere in Bexar County? Your landlord’s policy covers the building, not your belongings or your liability. Renters insurance is inexpensive, and bundling it with auto saves even more. Add auto and save →

Common questions

Why do I need renters insurance if my landlord has coverage?

Your landlord policy covers the building itself — not your belongings or your personal liability. Renters insurance protects your furniture, electronics, and clothing, and covers you if someone is injured in your unit.

How much does renters insurance cost?

It is one of the most affordable policies you can buy — often just a few dollars a month — and it can cost even less when you bundle it with your auto insurance.

What does renters insurance cover?

It covers your personal belongings (from theft, fire, and other covered losses), personal liability, medical payments to guests, and loss of use if you are temporarily displaced.

Does it cover my belongings away from home?

Typically yes — your personal property is usually covered even when it is away from your apartment, like in your car or while traveling, subject to your policy limits.

Can I bundle renters with auto?

Yes, and you should — bundling renters with your auto policy usually lowers your total cost. Ask us for a combined quote.

Ready for a real quote?

Takes about 5 minutes. No obligation. We’ll follow up the same day.

📞 Call 210-536-5947 Get a Free Quote →